We specialize in bad credit auto financing and have helped hundreds of customers across Illinois get approved-even when other dealerships said no.
Finance with Confidence
Real Help for Real People
At Bob Ridings Ford of Taylorville, we believe everyone deserves a reliable vehicle-regardless of their credit score.
Why Choose Us?
No SSN Required to Start
$0 Down Options Available
Flexible Terms to Fit Your Budget
What You'll Need to Get Started
Even with credit challenges, you can qualify. Just bring:
- Valid ID
- Proof of Income (pay stub or bank statement)
- Proof of residence
- Down Payment (if applicable)
Rebuild Your Credit While You Drive
Financing a vehicle through Bob Ridings Ford in Taylorville can help you rebuild your credit over time. Our team of Financial Experts and our wide network of Financing Partners will help you find the vehicle that fits your monthly budget so on-time monthly payments are easier to accomplish, helping improve your credit score while you drive.
Ready to Take the First Step?
Don't let credit worries hold you back. We're here to help you move forward.
Frequently Asked Questions
Yes! We work with a variety of lenders who specialize in helping customers with low or no credit scores. Our goal is to find a financing plan that works for your situation.
No minimum score is required to start your application. We look at your full financial picture—not just your credit score.
Absolutely. Many of our customers have experienced financial setbacks. We’ll help you explore options that can get you back on the road and rebuild your credit.
Our pre-approval process uses a soft credit check, which does not impact your score. A hard inquiry may occur later in the process, but we’ll always let you know first.
-
Bob Ridings Taylorville
931 Springfield Rd
Taylorville, IL 62568
- Sales: (217) 824-2200
Loading Map...