Financing with Our Dealership

Bob Ridings Taylorville takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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At Bob Ridings Taylorville We Help You Secure Auto Financing

Once you've found the right crossover, SUV or truck, we'll take steps to finalize the transaction. That means helping with auto financing via our team of specialists who can find the right plans that suit the needs of a variety of drivers from Illinois, and get you behind the wheel as soon as possible.

Should You Finance or Lease Your Next Car?

Both financing and leasing have their own sets of perks, but which path is best for you? Well, that depends on your preferences. When you buy a car, it's yours once you pay off the loan and you can build equity. Leasing, on the other hand, offers lower monthly payments and more opportunities to drive brand-new Ford models every few years. We can provide you with more details so that you can enjoy the utmost confidence in your decision to go with an auto loan or lease, so we encourage you to reach out to us to learn more.

Make Life Easier with Expert Automotive Financing

Let the Bob Ridings Taylorville finance team help you navigate the world of leases, loans, and purchase agreements. We make the process easier and we guide you through all of your options so that you can find your ideal plan that won't break the bank or strain your budget. You can even get started before you shop, by filling out our convenient, online finance application to get the ball rolling and start setting up the perfect financing arrangement for your budget.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

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  1. Bob Ridings Taylorville

    931 Springfield Rd
    Taylorville, IL 62568

    • Sales: (217) 824-2200
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Get in Touch

  • Contact our Sales Department at: (217) 824-2200
  • Monday8am-8pm
  • Tuesday8am-8pm
  • Wednesday8am-8pm
  • Thursday8am-8pm
  • Friday8am-8pm
  • Saturday8am-5pm
  • SundayClosed